Flood Insurance for Long Island’s South Shore & East End
Coastal Flood Coverage for Nassau & Suffolk County Homes
Flooding is one of the most destructive — and least covered — risks for Long Island homeowners, particularly along the South Shore of Nassau and Suffolk Counties and throughout the East End’s coastal and waterfront communities.
We specialize in Flood Insurance for South Shore and East End properties, helping homeowners protect their homes from storm surge, tidal flooding, groundwater intrusion, and heavy rainfall.
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We make it easy to get fast, personalized quotes for all your most important coverages. Choose the type of protection you need below to get started:
Flood Insurance
Homeowners Insurance
Landlord & Rental Property Insurance
Life Insurance
Flood Insurance in Nassau & Suffolk County, NY
LIrisk provides flood insurance solutions for homeowners and property owners throughout
Nassau County and Suffolk County. Flood coverage helps protect homes, condos, and rental
properties from damage caused by storm surge, coastal flooding, heavy rainfall, and rising
groundwater — risks common across Long Island and New York.
Flood Coverage Designed for Long Island & Coastal New York Properties
Flood losses on Long Island can occur well beyond oceanfront locations. Coastal storm surge,
flash flooding, tidal overflow, and groundwater saturation frequently impact homes in both
high-risk and moderate-risk flood zones. Flood insurance provides protection where standard
homeowners policies do not.
Flood Insurance for Coastal Long Island Communities
We provide flood insurance solutions for homes located in high-risk and flood-prone areas including:
South Shore – Nassau County
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Long Beach, Atlantic Beach & Island Park
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Freeport, Baldwin & Oceanside
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Massapequa, Seaford & Merrick
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Wantagh & Bellmore
South Shore – Suffolk County
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Babylon, Lindenhurst & Amityville
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Bay Shore, Islip & Oakdale
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Sayville, Blue Point & Patchogue
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Bellport, Shirley & Mastic
Even homes not directly on the water — including inland South Shore neighborhoods — are at risk due to high water tables, tidal backflow, storm drains, and heavy rainfall.