Insurance for Lawn Sprinkler & Irrigation Contractors on Long Island
Lawn Sprinkler Installation Insurance for Long Island Contractors
Lawn sprinkler and irrigation contractors on Long Island face jobsite risks that go far beyond basic landscaping—from underground utility strikes and property damage to employee injuries and vehicle exposure. We help licensed lawn sprinkler installation and irrigation contractors in Nassau County and Suffolk County build insurance policies that are certificate-ready, contract-compliant, and underwriting-ready.
Whether you’re installing residential sprinkler systems, maintaining commercial irrigation, servicing HOA properties, or working on new construction projects, your insurance must be structured correctly to protect your business and satisfy contract requirements from day one.
Local Experience That Matters
We work with lawn sprinkler contractors throughout Hempstead, Garden City, Hicksville, Mineola, Babylon, Bay Shore, Patchogue, Riverhead, and surrounding Long Island communities.
Long Island Risk
LIrisk.com
Call us:
516-8-LIRISK
Email:
info@lirisk.com
Coverage Built for Lawn Sprinkler & Irrigation Exposures
Lawn sprinkler contractors face elevated liability due to excavation work, underground utilities, and water-related damage. LIrisk structures insurance programs commonly include:
General Liability (GL)
-
Coverage for on-site sprinkler installation and repair operations
-
Contractual liability for residential, commercial, and HOA projects
-
Options for higher limits when required by builders or property managers
Workers’ Compensation (NY)
-
Proper classification for sprinkler installers, technicians, and laborers
-
Payroll guidance to reduce audit exposure
-
Programs designed for irrigation and trenching operations
Commercial Auto Insurance
-
Coverage for service trucks, vans, and trailers
-
Liability, physical damage, and hired & non-owned auto options
-
Structured for daily jobsite travel across Long Island
Umbrella / Excess Liability
-
Higher limits for commercial contracts, municipal work, or large developments