Insurance for Long Island Moving & Storage Contractors
Movers & Storage Insurance for Long Island Companies
Whether you’re handling residential moves in Huntington, commercial relocations in Garden City, long-distance hauls out of Patchogue, or operating a warehouse or storage facility in Ronkonkoma or Hauppauge, we locate insurance policies that protect your trucks, cargo, crews, and contracts—with coverage structured correctly.
Who We Insure on Long Island
We provide insurance for a wide range of Long Island moving and storage operations, including:
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Local household movers
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Office and commercial moving companies
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Furniture delivery and installation services
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Storage warehouse and self-storage operators
Whether you operate a single truck or a multi-vehicle fleet, we tailor coverage to your payroll, vehicle schedule, cargo exposure, and contract obligations.
Coverage Built for Moving & Storage Risks
Moving and storage businesses face higher-frequency claims due to heavy lifting, tight access points, vehicle exposure, and third-party property damage. LIrisk structures insurance programs commonly include:
General Liability (GL)
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Coverage for on-site moving operations and building access
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Contractual liability for landlords, property managers, and commercial clients
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Options for higher limits when required by contracts
Workers’ Compensation (NY)
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Proper classification for movers, drivers, and warehouse staff
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Payroll guidance to reduce audit exposure
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Programs designed for moving and material handling operations
Commercial Auto Insurance
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Coverage for box trucks, vans, and fleet vehicles
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Liability, physical damage, and hired & non-owned auto options
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Structured for local operations