
Insurance for Pest Control & Exterminator Companies on Long Island
Pest Control Contractor Insurance for Long Island Businesses
We help licensed pest control companies, exterminators, and wildlife control operators in Nassau County and Suffolk County locate insurance policies that are certificate-ready, contract-compliant, and underwriting-ready.
Whether you’re servicing residential homes, apartment complexes, restaurants, healthcare facilities, warehouses, or commercial properties, your insurance must be structured correctly to protect your business, satisfy contracts, and comply with New York regulations.
Why Long Island Pest Control Contractors Choose LIrisk
Pest control insurance is not one-size-fits-all. We structure coverage around:
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Contract language (additional insured, primary/non-contributory, waiver of subrogation)
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Certificate requirements for property managers, landlords, and commercial clients
With over 20 years of insurance experience, we help Long Island pest control companies stay compliant, reduce coverage gaps, and avoid costly underwriting delays.

Long Island Risk
LIrisk.com
Call us:
516-8-LIRISK
Email:
info@lirisk.com
Coverage Built for Pest Control & Exterminator Exposures
Pest control contractors face elevated liability due to chemical usage, repeated site visits, and work in occupied structures. LIrisk structures insurance programs commonly include:
General Liability (GL)
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Coverage for on-site pest control and extermination operations
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Contractual liability for property managers, HOAs, and commercial clients
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Options for higher limits when required by landlords or municipalities
Workers’ Compensation (NY)
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Proper classification for technicians, applicators, and field staff
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Payroll guidance to reduce audit exposure
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Programs designed for pest control operations
Commercial Auto Insurance
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Coverage for service vans and trucks
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Liability, physical damage, and hired & non-owned auto options
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Structured for daily route-based operations
