Security Guard Insurance for Long Island Security Companies
Security Guard Insurance for Long Island Security Companies
Security companies on Long Island operate under strict contract requirements and high claim exposure. We help licensed security guard firms, private patrol contractors, and executive protection agencies in Nassau County and Suffolk County build insurance policies that are certificate-ready, contract-compliant, and underwriting-ready.
Whether you’re protecting retail centers, office buildings, schools, medical facilities, waterfront properties, gated communities, or special events—your coverage needs to be structured correctly from day one.
Why Long Island Security Firms Choose LIrisk
Security insurance isn’t “one size fits all.” We structure coverage around:
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Contract language (additional insured, primary/non-contributory, waiver of subrogation)
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Certificate requirements (holder wording, locations, and special endorsements)
With 20+ years of insurance experience, we help Long Island security companies stay compliant, reduce gaps, and avoid avoidable underwriting delays.
Coverage Built for Security Guard Exposures
Security firms face higher-than-average liability frequency—especially when contracts require broad additional insured wording, primary/non-contributory status, and waiver of subrogation.
General Liability (GL)
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Premises & operations coverage for on-site guard duties
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Contractual liability for property management and vendor agreements
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Options for higher limits when required by building owners or municipalities
Workers’ Compensation (NY)
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Correct classification and payroll setup to reduce audit surprises
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Programs designed for guard operations and patrol exposures
Commercial Auto (if you have patrol vehicles)
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Liability for mobile patrol units and response vehicles
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Hired & non-owned auto options for employee-driven vehicles (when applicable)