Homeowners & Home Insurance in Suffolk & Nassau County — Affordable Coverage Near You
Protect Your Long Island Home with Custom Home Insurance
Protecting your home and family is a top priority. At LIrisk, we specialize in Long Island homeowners' insurance for properties in Suffolk and Nassau Counties, including coastal and high-value homes. Whether you own a primary residence in Sayville, a rental property in Huntington, or a vacation home in the Hamptons, our local experts help you secure the right coverage at the right price.
We work with top‑rated New York insurance carriers that understand the unique risks of Long Island — from coastal storms to flood exposure — so you get customized protection and competitive rates.
Explore Our Personal Insurance Options
Serving Homeowners & Individuals Across Long Island & New York
LIrisk provides personal insurance solutions for homeowners, landlords, and drivers
throughout Nassau County, Suffolk County, and New York City, including Patchogue,
Hauppauge, Garden City, Farmingdale, Ronkonkoma, Bay Shore, and surrounding areas.
Personal Insurance Coverage for Long Island & New York Residents
Our personal insurance solutions help protect your home, vehicles, and personal assets
with coverage designed for New York risks, property values, and local requirements.
Long Island Homeowners Insurance Built for Suffolk & Nassau Properties
Our policies are designed for Long Island families in Suffolk and Nassau Counties, providing coverage for fire, water damage, theft, and personal liability. For homes near the coast, we offer windstorm and hurricane protection, and we guide homeowners through flood insurance options for high‑risk areas and flood zones.
Whether you own a primary residence in Brookhaven, Smithtown, or Islip, a rental property in Hempstead or Massapequa, we connect you with top‑rated New York insurance carriers offering affordable, reliable coverage.